The money experts are always saying to diversify. Spread the wealth, and make more money in the long run doing so. Well, it's not a bad approach when buying a new boat. You can get a lot more features, and boat and engine, while still hitting your budget marks. You can choose between a straight party platform, fully rigged fishing boat, or go versatile with watersports and angling features — all for under $20,000. It is, after all, all about what you want to do with your money. With these new 2005 models, you've got a wide range to choose from.

STINGRAY 195LX
Coolest feature If you want a high-performance machine, the 195LX will win high marks for its Z-Plane hull.
Families Will Love The swim platform and sunpad aft, two great ideas for family fun on the water.
Top Amenities Kenwood audio system, bow and floor storage, boarding ladder, remote oil change system, high-output bilge blower and oversized cupholders.
Best Reason to Buy Stingray's 195LX kicks efficiency up a notch with top-level performance and convenience.

by Graham Garrison

The Stingray 195LX was one of 20 models featured in this article.